All prices and tips for cost coverage of emergency call systems
Emergency call systems play a crucial role in the safety of elderly people, those living alone, or people with health limitations. These systems offer the ability to quickly call for help in emergencies, which can be life-saving. But what do such systems cost, and what are the options for obtaining cost coverage? In this article, we provide you with a comprehensive overview of the different price structures and tips for cost coverage for emergency call systems.
Costs for Emergency Call Systems
The costs for emergency call systems can vary depending on the provider and the type of system. Essentially, there are two main cost points: the acquisition costs for the device and the monthly fees for the services.
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Acquisition Costs: These are one-time costs that cover the purchase of the emergency call device. Prices can vary widely here, depending on functionality and manufacturer.
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Monthly Fees: The monthly fees cover the costs for the service, such as the 24/7 emergency call center, system maintenance, and regular functional checks. These fees typically range between 20 and 50 euros per month, depending on the booked services.
Tips for Cost Coverage
For many people, the cost of an emergency call system can be a financial burden. Fortunately, in Germany, there are various options for applying for cost coverage, especially through long-term care insurance funds.
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Cost Coverage by Long-Term Care Insurance: If you have a care level, you can apply for cost coverage with your long-term care insurance fund. The long-term care insurance fund usually covers the monthly costs for an emergency call system if the conditions are met. These include, for example, having a care level and the necessity of an emergency call system due to health limitations.
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Application Process: The application for cost coverage must be fully completed and submitted to the long-term care insurance fund. The long-term care insurance fund then checks whether the conditions are met and decides on the cost coverage. This process can take several weeks.
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Consultation and Support: It is often helpful to seek advice from experts before submitting the application. Care advisory centers, the long-term care insurance funds themselves, or providers of emergency call systems offer support with the application and can provide valuable tips to increase the chances of success.
An emergency call system can be a crucial investment in one's own safety or that of a loved one. While the costs for such systems can vary, there are numerous ways to apply for cost coverage, especially through long-term care insurance funds. It is important to inform oneself in good time and prepare the application carefully to maximize the chances of cost coverage.
The Gardia emergency call wristband with automatic fall detection is an innovative solution for anyone who needs additional security in their daily lives. It offers comprehensive functions specifically designed to provide quick and reliable help in emergencies. But what about cost coverage for this mobile emergency call system? In this article, you will find all the important information about the requirements, the application process, and the costs.
Functionality of the Gardia Emergency Call Wristband
Before we go into the details of cost coverage, it is worth briefly summarizing the most important functions of the Gardia emergency call wristband included in the PflegePlus subscription:
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Integrated eSim card: With unlimited data volume for emergency calls, the wristband is always ready for use, without you having to worry about connection problems.
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Manual emergency call and automatic fall detection: You can make an emergency call yourself or use the automatic fall detection, which immediately calls for help in emergencies.
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Direct voice connection and location tracking: The wristband allows for direct voice connection to emergency contacts or the emergency call center and precisely locates the wearer.
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Multilingual 24/7 emergency call center: A professional emergency call center is available around the clock to organize help.
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Flexible management: Up to six emergency contacts can be stored and managed via the My Gardia App, which also offers chat and setting options.
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Use without personal emergency contacts: Even if no personal contacts are stored, the wristband can directly alert emergency services.
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Can be canceled at any time: You are not bound by long-term contracts and can terminate the service at any time.
To have the costs for the Gardia emergency call wristband partially or fully covered by the long-term care insurance fund, certain conditions must be met:
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Care Level: You must have at least Care Level 1.
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Living Situation: You predominantly live alone or your cohabitant cannot call for help in an emergency due to health limitations.
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Health Condition: Due to your health situation, a deterioration of your condition can occur at any time.
If these conditions apply to you, you can submit an application for cost coverage to your long-term care insurance fund.
Step-by-Step Application
Applying for cost coverage for the Gardia emergency call wristband is straightforward and can be completed in a few steps:
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Preparation: Have the information about your care level, the name of your long-term care insurance, the long-term care insurance fund number, and your insured person's number ready. You can find this data on your insurance card or in the documents of your long-term care insurance fund.
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Application as a new customer or existing customer: New and existing customers can submit the application via the My Gardia App or online. The app guides you step-by-step through the process.
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Review by the long-term care insurance fund: After submission, your application will be reviewed by the long-term care insurance fund. This can take up to three weeks. During this time, no additional costs are incurred, and the emergency call wristband is immediately active and usable for you.
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Status tracking: You can view the current status of your application in the customer portal, via the link sent in the confirmation email, or in the My Gardia App. You will be informed by email when the application is approved or rejected.
What Costs Are Covered?
The long-term care insurance fund typically covers the monthly costs for the PflegePlus subscription, which includes all essential functions of the Gardia emergency call wristband. This includes emergency monitoring by the stored emergency contacts and contact with the emergency call center. However, it should be noted that the purchase price for the wristband is generally not covered. This must be borne by the user themselves.
Special rules apply to privately insured individuals: As a rule, the long-term care insurance fund covers an amount of 30.35 euros, while the difference of 2.55 euros must be paid by the individual. For those with statutory health insurance, the long-term care insurance fund covers the full costs of the subscription after a successful application.
What to Do if the Application Is Rejected?
If your application for cost coverage is rejected, you have the option to continue using the service at your own expense. After the rejection, you have seven days to decide whether you wish to continue the subscription. Otherwise, the service will be discontinued after this period.
Test the Gardia emergency call wristband for 30 days free of charge and receive the subscription for the first month for free. This way, you can try out the Gardia emergency call wristband at your leisure if you are still unsure.
Conclusion
The Gardia emergency call wristband with automatic fall detection offers a comprehensive safety solution for anyone who needs additional support in everyday life. Cost coverage by the long-term care insurance fund is possible under certain conditions, and the application process is simple and transparent. Should your application be rejected, there is always the option to use the service independently to benefit from the many advantages of this innovative system.
